Call report 2014Q4
UNITED CITIZENS BANK & TRUST COMPANY — 2014Q4
The 22 measures UNITED CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,486,000 | USD | evidence → |
| Total loans | 56,057,000 | USD | evidence → |
| Allowance for loan losses | 657,000 | USD | evidence → |
| Securities available for sale | 22,705,000 | USD | evidence → |
| Securities held to maturity | 2,700,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,420,000 | USD | evidence → |
| Interest-bearing deposits | 58,865,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,555,000 | USD | evidence → |
| Equity capital | 11,928,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,960,000 | USD | evidence → |
| Interest expense | 517,000 | USD | evidence → |
| Net interest income | 3,443,000 | USD | evidence → |
| Noninterest income | 558,000 | USD | evidence → |
| Noninterest expense | 2,927,000 | USD | evidence → |
| Provision for loan losses | 72,000 | USD | evidence → |
| Pretax income | 1,004,000 | USD | evidence → |
| Income tax | 267,000 | USD | evidence → |
| Net income | 737,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,091,000 | USD | evidence → |
| Total capital | 12,748,000 | USD | evidence → |
| Risk-weighted assets | 62,823,000 | USD | evidence → |
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