Call report 2012Q4
UNITED CITIZENS BANK & TRUST COMPANY — 2012Q4
The 22 measures UNITED CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 95,350,000 | USD | evidence → |
| Total loans | 50,845,000 | USD | evidence → |
| Allowance for loan losses | 530,000 | USD | evidence → |
| Securities available for sale | 23,473,000 | USD | evidence → |
| Securities held to maturity | 500,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,379,000 | USD | evidence → |
| Interest-bearing deposits | 53,611,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,768,000 | USD | evidence → |
| Equity capital | 11,900,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,943,000 | USD | evidence → |
| Interest expense | 660,000 | USD | evidence → |
| Net interest income | 3,283,000 | USD | evidence → |
| Noninterest income | 559,000 | USD | evidence → |
| Noninterest expense | 2,615,000 | USD | evidence → |
| Provision for loan losses | 23,000 | USD | evidence → |
| Pretax income | 1,204,000 | USD | evidence → |
| Income tax | 314,000 | USD | evidence → |
| Net income | 890,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,679,000 | USD | evidence → |
| Total capital | 12,209,000 | USD | evidence → |
| Risk-weighted assets | 56,834,000 | USD | evidence → |