Call report 2004Q2
UNITED CITIZENS BANK & TRUST COMPANY — 2004Q2
The 22 measures UNITED CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 82,783,000 | USD | evidence → |
| Total loans | 41,426,000 | USD | evidence → |
| Allowance for loan losses | 624,000 | USD | evidence → |
| Securities available for sale | 11,560,000 | USD | evidence → |
| Securities held to maturity | 21,714,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,852,000 | USD | evidence → |
| Interest-bearing deposits | 54,690,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,162,000 | USD | evidence → |
| Equity capital | 8,801,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,859,000 | USD | evidence → |
| Interest expense | 552,000 | USD | evidence → |
| Net interest income | 1,307,000 | USD | evidence → |
| Noninterest income | 230,000 | USD | evidence → |
| Noninterest expense | 1,027,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 508,000 | USD | evidence → |
| Income tax | 146,000 | USD | evidence → |
| Net income | 362,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,866,000 | USD | evidence → |
| Total capital | 9,435,000 | USD | evidence → |
| Risk-weighted assets | 45,486,000 | USD | evidence → |