Call report 2003Q4
UNITED CITIZENS BANK & TRUST COMPANY — 2003Q4
The 22 measures UNITED CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 79,886,000 | USD | evidence → |
| Total loans | 44,055,000 | USD | evidence → |
| Allowance for loan losses | 617,000 | USD | evidence → |
| Securities available for sale | 11,234,000 | USD | evidence → |
| Securities held to maturity | 17,236,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,548,000 | USD | evidence → |
| Interest-bearing deposits | 53,501,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,047,000 | USD | evidence → |
| Equity capital | 8,880,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,131,000 | USD | evidence → |
| Interest expense | 1,309,000 | USD | evidence → |
| Net interest income | 2,822,000 | USD | evidence → |
| Noninterest income | 460,000 | USD | evidence → |
| Noninterest expense | 2,050,000 | USD | evidence → |
| Provision for loan losses | 14,000 | USD | evidence → |
| Pretax income | 1,218,000 | USD | evidence → |
| Income tax | 352,000 | USD | evidence → |
| Net income | 866,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,779,000 | USD | evidence → |
| Total capital | 9,362,000 | USD | evidence → |
| Risk-weighted assets | 46,636,000 | USD | evidence → |
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