Call reports 2001
UNITED CITIZENS BANK & TRUST COMPANY — 2001
What UNITED CITIZENS BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 74,408,000 | 75,661,000 | 78,842,000 | 78,996,000 |
| Total loans | 51,447,000 | 52,691,000 | 53,247,000 | 50,233,000 |
| Allowance for loan losses | 785,000 | 756,000 | 756,000 | 749,000 |
| Securities available for sale | 12,446,000 | 13,901,000 | 14,264,000 | 14,838,000 |
| Securities held to maturity | 455,000 | 452,000 | 452,000 | 603,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,292,000 | 62,354,000 | 64,401,000 | 64,676,000 |
| Interest-bearing deposits | 52,233,000 | 53,287,000 | 54,999,000 | 54,560,000 |
| Noninterest-bearing deposits | 9,059,000 | 9,067,000 | 9,402,000 | 10,116,000 |
| Equity capital | 8,556,000 | 8,543,000 | 8,913,000 | 8,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,516,000 | 2,940,000 | 4,360,000 | 5,659,000 |
| Interest expense | 657,000 | 1,328,000 | 2,005,000 | 2,615,000 |
| Net interest income | 859,000 | 1,612,000 | 2,355,000 | 3,044,000 |
| Noninterest income | 86,000 | 179,000 | 279,000 | 375,000 |
| Noninterest expense | 669,000 | 1,182,000 | 1,696,000 | 2,202,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 276,000 | 609,000 | 938,000 | 1,217,000 |
| Income tax | 73,000 | 170,000 | 263,000 | 337,000 |
| Net income | 203,000 | 439,000 | 675,000 | 880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,389,000 | 8,374,000 | 8,610,000 | 8,415,000 |
| Total capital | 9,018,000 | 9,017,000 | 9,259,000 | 9,044,000 |
| Risk-weighted assets | 50,133,000 | 51,345,000 | 51,831,000 | 50,227,000 |