Call report 2008Q4
NORTHWEST GEORGIA BANK — 2008Q4
The 22 measures NORTHWEST GEORGIA BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 599,060,000 | USD | evidence → |
| Total loans | 351,119,000 | USD | evidence → |
| Allowance for loan losses | 5,600,000 | USD | evidence → |
| Securities available for sale | 157,850,000 | USD | evidence → |
| Securities held to maturity | 21,706,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 458,260,000 | USD | evidence → |
| Interest-bearing deposits | 419,974,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,286,000 | USD | evidence → |
| Equity capital | 35,656,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 37,496,000 | USD | evidence → |
| Interest expense | 18,318,000 | USD | evidence → |
| Net interest income | 19,178,000 | USD | evidence → |
| Noninterest income | 4,831,000 | USD | evidence → |
| Noninterest expense | 19,106,000 | USD | evidence → |
| Provision for loan losses | 9,487,000 | USD | evidence → |
| Pretax income | -4,392,000 | USD | evidence → |
| Income tax | 62,000 | USD | evidence → |
| Net income | -4,454,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,953,000 | USD | evidence → |
| Total capital | 46,633,000 | USD | evidence → |
| Risk-weighted assets | 373,005,000 | USD | evidence → |