Call report 2003Q4
NORTHWEST GEORGIA BANK — 2003Q4
The 22 measures NORTHWEST GEORGIA BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 415,646,000 | USD | evidence → |
| Total loans | 298,275,000 | USD | evidence → |
| Allowance for loan losses | 4,053,000 | USD | evidence → |
| Securities available for sale | 95,915,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 318,136,000 | USD | evidence → |
| Interest-bearing deposits | 279,962,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,174,000 | USD | evidence → |
| Equity capital | 34,776,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,828,000 | USD | evidence → |
| Interest expense | 8,876,000 | USD | evidence → |
| Net interest income | 16,952,000 | USD | evidence → |
| Noninterest income | 3,213,000 | USD | evidence → |
| Noninterest expense | 11,473,000 | USD | evidence → |
| Provision for loan losses | 840,000 | USD | evidence → |
| Pretax income | 7,852,000 | USD | evidence → |
| Income tax | 2,521,000 | USD | evidence → |
| Net income | 5,331,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,337,000 | USD | evidence → |
| Total capital | 37,079,000 | USD | evidence → |
| Risk-weighted assets | 299,063,000 | USD | evidence → |