Call reports 2009
FIRST BANK — 2009
What FIRST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 106,873,000 | 109,543,000 | 102,589,000 | 95,971,000 |
| Total loans | 79,048,000 | 75,258,000 | 73,114,000 | 70,270,000 |
| Allowance for loan losses | 1,495,000 | 1,491,000 | 1,605,000 | 2,721,000 |
| Securities available for sale | 13,341,000 | 12,489,000 | 15,129,000 | 13,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,679,000 | 99,623,000 | 92,586,000 | 88,712,000 |
| Interest-bearing deposits | 76,853,000 | 79,680,000 | 73,254,000 | 68,714,000 |
| Noninterest-bearing deposits | 19,825,000 | 19,943,000 | 19,332,000 | 19,998,000 |
| Equity capital | 9,641,000 | 9,303,000 | 9,425,000 | 6,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,557,000 | 3,033,000 | 4,456,000 | 5,684,000 |
| Interest expense | 472,000 | 918,000 | 1,312,000 | 1,617,000 |
| Net interest income | 1,085,000 | 2,115,000 | 3,144,000 | 4,067,000 |
| Noninterest income | 271,000 | 609,000 | 955,000 | 1,289,000 |
| Noninterest expense | 1,191,000 | 2,445,000 | 3,757,000 | 6,161,000 |
| Provision for loan losses | 103,000 | 493,000 | 672,000 | 1,891,000 |
| Pretax income | 62,000 | -73,000 | -189,000 | -2,450,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | -73,000 | -189,000 | -2,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,097,000 | 8,962,000 | 8,847,000 | 6,585,000 |
| Total capital | 10,193,000 | 10,030,000 | 9,864,000 | 7,546,000 |
| Risk-weighted assets | 87,271,000 | 85,051,000 | 81,131,000 | 75,086,000 |