Call reports 2007
FIRST BANK — 2007
What FIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 100,622,000 | 104,090,000 | 108,169,000 | 114,135,000 |
| Total loans | 76,048,000 | 77,731,000 | 85,588,000 | 87,202,000 |
| Allowance for loan losses | 714,000 | 702,000 | 727,000 | 919,000 |
| Securities available for sale | 2,633,000 | 2,421,000 | 1,233,000 | 1,109,000 |
| Securities held to maturity | 11,938,000 | 12,918,000 | 12,891,000 | 14,367,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,952,000 | 93,542,000 | 98,436,000 | 105,686,000 |
| Interest-bearing deposits | 69,861,000 | 71,960,000 | 78,432,000 | 83,178,000 |
| Noninterest-bearing deposits | 22,091,000 | 21,582,000 | 20,003,000 | 22,508,000 |
| Equity capital | 7,885,000 | 7,738,000 | 8,433,000 | 7,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,869,000 | 3,745,000 | 5,787,000 | 7,903,000 |
| Interest expense | 657,000 | 1,346,000 | 2,122,000 | 2,934,000 |
| Net interest income | 1,212,000 | 2,399,000 | 3,665,000 | 4,969,000 |
| Noninterest income | 324,000 | 642,000 | 1,253,000 | 1,606,000 |
| Noninterest expense | 1,121,000 | 2,204,000 | 3,329,000 | 4,543,000 |
| Provision for loan losses | 15,000 | 15,000 | 75,000 | 328,000 |
| Pretax income | 400,000 | 822,000 | 1,514,000 | 1,704,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 400,000 | 822,000 | 1,514,000 | 1,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,907,000 | 7,755,000 | 8,447,000 | 7,596,000 |
| Total capital | 8,621,000 | 8,457,000 | 9,174,000 | 8,515,000 |
| Risk-weighted assets | 80,937,000 | 83,516,000 | 90,426,000 | 93,230,000 |