Call reports 2006
FIRST BANK — 2006
What FIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 93,907,000 | 93,132,000 | 95,426,000 | 99,175,000 |
| Total loans | 73,228,000 | 69,327,000 | 67,996,000 | 72,442,000 |
| Allowance for loan losses | 801,000 | 793,000 | 787,000 | 731,000 |
| Securities available for sale | 5,384,000 | 4,974,000 | 4,135,000 | 2,909,000 |
| Securities held to maturity | 9,564,000 | 11,834,000 | 12,489,000 | 11,966,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,631,000 | 84,638,000 | 86,379,000 | 90,845,000 |
| Interest-bearing deposits | 65,010,000 | 63,623,000 | 65,701,000 | 69,846,000 |
| Noninterest-bearing deposits | 19,620,000 | 21,015,000 | 20,678,000 | 20,999,000 |
| Equity capital | 7,676,000 | 7,650,000 | 8,146,000 | 7,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,547,000 | 3,185,000 | 4,858,000 | 6,654,000 |
| Interest expense | 454,000 | 931,000 | 1,461,000 | 2,073,000 |
| Net interest income | 1,093,000 | 2,254,000 | 3,397,000 | 4,581,000 |
| Noninterest income | 331,000 | 690,000 | 1,045,000 | 1,385,000 |
| Noninterest expense | 936,000 | 1,912,000 | 2,907,000 | 4,007,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 438,000 | 982,000 | 1,485,000 | 1,909,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 438,000 | 982,000 | 1,485,000 | 1,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,762,000 | 7,731,000 | 8,194,000 | 7,507,000 |
| Total capital | 8,563,000 | 8,524,000 | 8,981,000 | 8,238,000 |
| Risk-weighted assets | 75,085,000 | 70,976,000 | 71,891,000 | 76,345,000 |