Call reports 2005
FIRST BANK — 2005
What FIRST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 90,708,000 | 91,877,000 | 92,304,000 | 93,829,000 |
| Total loans | 67,557,000 | 67,145,000 | 70,928,000 | 72,970,000 |
| Allowance for loan losses | 680,000 | 700,000 | 759,000 | 745,000 |
| Securities available for sale | 8,654,000 | 7,208,000 | 6,643,000 | 6,170,000 |
| Securities held to maturity | 7,557,000 | 7,516,000 | 8,630,000 | 8,594,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,178,000 | 83,537,000 | 81,567,000 | 84,065,000 |
| Interest-bearing deposits | 64,777,000 | 64,065,000 | 63,214,000 | 64,065,000 |
| Noninterest-bearing deposits | 17,400,000 | 19,472,000 | 18,353,000 | 20,000,000 |
| Equity capital | 7,427,000 | 7,240,000 | 7,634,000 | 7,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,315,000 | 2,704,000 | 4,208,000 | 5,737,000 |
| Interest expense | 342,000 | 704,000 | 1,093,000 | 1,520,000 |
| Net interest income | 973,000 | 2,000,000 | 3,115,000 | 4,217,000 |
| Noninterest income | 278,000 | 602,000 | 928,000 | 1,260,000 |
| Noninterest expense | 967,000 | 1,918,000 | 2,877,000 | 3,837,000 |
| Provision for loan losses | -3,000 | 17,000 | 79,000 | 129,000 |
| Pretax income | 287,000 | 667,000 | 1,087,000 | 1,511,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 287,000 | 667,000 | 1,087,000 | 1,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,514,000 | 7,304,000 | 7,699,000 | 7,323,000 |
| Total capital | 8,194,000 | 8,004,000 | 8,458,000 | 8,068,000 |
| Risk-weighted assets | 67,862,000 | 68,338,000 | 72,161,000 | 74,338,000 |