Call reports 2004
FIRST BANK — 2004
What FIRST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 91,646,000 | 91,392,000 | 91,956,000 | 91,071,000 |
| Total loans | 63,465,000 | 65,041,000 | 64,942,000 | 66,839,000 |
| Allowance for loan losses | 708,000 | 700,000 | 681,000 | 706,000 |
| Securities available for sale | 10,896,000 | 8,997,000 | 8,107,000 | 9,607,000 |
| Securities held to maturity | 6,866,000 | 6,754,000 | 6,674,000 | 6,606,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,100,000 | 83,152,000 | 83,437,000 | 82,736,000 |
| Interest-bearing deposits | 67,355,000 | 66,932,000 | 66,393,000 | 64,445,000 |
| Noninterest-bearing deposits | 15,745,000 | 16,221,000 | 17,044,000 | 18,292,000 |
| Equity capital | 7,256,000 | 6,964,000 | 7,237,000 | 7,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,252,000 | 2,525,000 | 3,816,000 | 5,120,000 |
| Interest expense | 346,000 | 688,000 | 1,035,000 | 1,370,000 |
| Net interest income | 906,000 | 1,837,000 | 2,781,000 | 3,750,000 |
| Noninterest income | 221,000 | 512,000 | 789,000 | 1,133,000 |
| Noninterest expense | 889,000 | 1,810,000 | 2,785,000 | 3,694,000 |
| Provision for loan losses | 15,000 | 55,000 | 70,000 | 91,000 |
| Pretax income | 223,000 | 484,000 | 715,000 | 1,098,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 223,000 | 484,000 | 715,000 | 1,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,252,000 | 7,093,000 | 7,273,000 | 7,227,000 |
| Total capital | 7,960,000 | 7,793,000 | 7,954,000 | 7,933,000 |
| Risk-weighted assets | 65,226,000 | 66,331,000 | 66,879,000 | 68,887,000 |