Call reports 2002
FIRST BANK — 2002
What FIRST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 82,320,000 | 85,886,000 | 89,246,000 | 88,668,000 |
| Total loans | 59,384,000 | 60,568,000 | 62,587,000 | 65,266,000 |
| Allowance for loan losses | 608,000 | 620,000 | 610,000 | 639,000 |
| Securities available for sale | 8,014,000 | 8,606,000 | 9,150,000 | 9,597,000 |
| Securities held to maturity | 4,964,000 | 4,813,000 | 4,484,000 | 4,210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,514,000 | 79,105,000 | 80,225,000 | 80,016,000 |
| Interest-bearing deposits | 61,754,000 | 63,508,000 | 64,502,000 | 65,549,000 |
| Noninterest-bearing deposits | 13,760,000 | 15,597,000 | 15,723,000 | 14,467,000 |
| Equity capital | 5,159,000 | 5,180,000 | 7,411,000 | 7,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,348,000 | 2,670,000 | 4,026,000 | 5,421,000 |
| Interest expense | 541,000 | 1,056,000 | 1,548,000 | 2,021,000 |
| Net interest income | 807,000 | 1,614,000 | 2,478,000 | 3,400,000 |
| Noninterest income | 214,000 | 465,000 | 702,000 | 966,000 |
| Noninterest expense | 735,000 | 1,476,000 | 2,210,000 | 3,060,000 |
| Provision for loan losses | 7,000 | 22,000 | 42,000 | 113,000 |
| Pretax income | 279,000 | 581,000 | 928,000 | 1,192,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 279,000 | 581,000 | 928,000 | 1,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,145,000 | 5,063,000 | 7,260,000 | 6,919,000 |
| Total capital | 5,753,000 | 5,683,000 | 7,870,000 | 7,558,000 |
| Risk-weighted assets | 58,828,000 | 62,485,000 | 62,711,000 | 64,530,000 |