Call reports 2001
COSMOPOLITAN BANK AND TRUST — 2001
What COSMOPOLITAN BANK AND TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 265,167,000 | 269,153,000 | 270,930,000 | 274,430,000 |
| Total loans | 238,300,000 | 241,520,000 | 243,640,000 | 242,369,000 |
| Allowance for loan losses | 2,465,000 | 2,943,000 | 2,945,000 | 3,445,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,418,000 | 4,265,000 | 4,159,000 | 4,042,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,594,000 | 226,249,000 | 237,308,000 | 234,383,000 |
| Interest-bearing deposits | 209,821,000 | 199,680,000 | 207,285,000 | 205,467,000 |
| Noninterest-bearing deposits | 22,773,000 | 26,569,000 | 30,023,000 | 28,916,000 |
| Equity capital | 25,980,000 | 27,925,000 | 29,726,000 | 31,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,973,000 | 12,560,000 | 18,983,000 | 25,097,000 |
| Interest expense | 3,026,000 | 5,840,000 | 8,259,000 | 10,138,000 |
| Net interest income | 2,947,000 | 6,720,000 | 10,724,000 | 14,959,000 |
| Noninterest income | 756,000 | 2,561,000 | 3,290,000 | 3,988,000 |
| Noninterest expense | 1,920,000 | 3,875,000 | 5,738,000 | 7,662,000 |
| Provision for loan losses | 250,000 | 750,000 | 750,000 | 1,250,000 |
| Pretax income | 1,533,000 | 4,656,000 | 7,526,000 | 10,035,000 |
| Income tax | 561,000 | 1,739,000 | 2,808,000 | 3,738,000 |
| Net income | 972,000 | 2,917,000 | 4,718,000 | 6,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,718,000 | 27,700,000 | 29,538,000 | 31,155,000 |
| Total capital | 28,183,000 | 30,643,000 | 32,483,000 | 34,600,000 |
| Risk-weighted assets | 272,895,000 | 272,546,000 | 271,518,000 | 286,742,000 |