Call reports 2018
WESTBOUND BANK — 2018
What WESTBOUND BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 |
|---|---|
| Total assets | 229,726,000 |
| Total loans | 163,774,000 |
| Allowance for loan losses | 1,983,000 |
| Securities available for sale | 15,513,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 190,516,000 |
| Interest-bearing deposits | 149,966,000 |
| Noninterest-bearing deposits | 40,550,000 |
| Equity capital | 24,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 |
|---|---|
| Interest income | 2,397,000 |
| Interest expense | 449,000 |
| Net interest income | 1,948,000 |
| Noninterest income | 461,000 |
| Noninterest expense | 2,230,000 |
| Provision for loan losses | 2,000 |
| Pretax income | 177,000 |
| Income tax | 25,000 |
| Net income | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 |
|---|---|
| Tier 1 capital | 25,015,000 |
| Total capital | 26,998,000 |
| Risk-weighted assets | 187,905,000 |