Call reports 2007
TEXAS FIRST BANK — 2007
What TEXAS FIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 164,498,000 | 167,626,000 | 169,632,000 | 157,503,000 |
| Total loans | 71,182,000 | 71,659,000 | 77,066,000 | 77,253,000 |
| Allowance for loan losses | 1,155,000 | 1,137,000 | 1,137,000 | 1,091,000 |
| Securities available for sale | 22,482,000 | 19,864,000 | 20,086,000 | 17,231,000 |
| Securities held to maturity | 51,643,000 | 56,940,000 | 53,592,000 | 50,367,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,635,000 | 151,893,000 | 153,320,000 | 141,488,000 |
| Interest-bearing deposits | 109,396,000 | 110,366,000 | 118,554,000 | 108,820,000 |
| Noninterest-bearing deposits | 39,239,000 | 41,527,000 | 34,766,000 | 32,668,000 |
| Equity capital | 15,055,000 | 15,041,000 | 15,497,000 | 15,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,201,000 | 4,563,000 | 7,048,000 | 9,503,000 |
| Interest expense | 867,000 | 1,770,000 | 2,717,000 | 3,673,000 |
| Net interest income | 1,334,000 | 2,793,000 | 4,331,000 | 5,830,000 |
| Noninterest income | 425,000 | 842,000 | 1,266,000 | 1,710,000 |
| Noninterest expense | 964,000 | 1,974,000 | 2,994,000 | 4,217,000 |
| Provision for loan losses | 132,000 | 160,000 | 186,000 | 193,000 |
| Pretax income | 663,000 | 1,501,000 | 2,417,000 | 3,130,000 |
| Income tax | 226,000 | 510,000 | 822,000 | 1,066,000 |
| Net income | 437,000 | 991,000 | 1,595,000 | 2,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,190,000 | 15,244,000 | 15,548,000 | 15,017,000 |
| Total capital | 16,341,000 | 16,381,000 | 16,685,000 | 16,108,000 |
| Risk-weighted assets | 92,170,000 | 93,061,000 | 101,143,000 | 96,068,000 |