Call reports 2006
TEXAS FIRST BANK — 2006
What TEXAS FIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 162,335,000 | 170,194,000 | 165,907,000 | 163,536,000 |
| Total loans | 69,744,000 | 70,502,000 | 68,513,000 | 69,715,000 |
| Allowance for loan losses | 1,143,000 | 1,151,000 | 1,151,000 | 1,154,000 |
| Securities available for sale | 28,331,000 | 26,137,000 | 27,224,000 | 24,395,000 |
| Securities held to maturity | 53,437,000 | 53,652,000 | 48,472,000 | 52,554,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,882,000 | 154,576,000 | 149,661,000 | 148,134,000 |
| Interest-bearing deposits | 108,861,000 | 109,367,000 | 112,316,000 | 109,494,000 |
| Noninterest-bearing deposits | 38,021,000 | 45,209,000 | 37,345,000 | 38,640,000 |
| Equity capital | 14,301,000 | 15,004,000 | 14,096,000 | 14,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,029,000 | 4,173,000 | 6,391,000 | 8,638,000 |
| Interest expense | 708,000 | 1,439,000 | 2,233,000 | 3,083,000 |
| Net interest income | 1,321,000 | 2,734,000 | 4,158,000 | 5,555,000 |
| Noninterest income | 349,000 | 677,000 | 1,029,000 | 1,468,000 |
| Noninterest expense | 946,000 | 1,923,000 | 2,871,000 | 4,172,000 |
| Provision for loan losses | 60,000 | 68,000 | 208,000 | 228,000 |
| Pretax income | 664,000 | 1,420,000 | 2,108,000 | 2,623,000 |
| Income tax | 226,000 | 482,000 | 717,000 | 890,000 |
| Net income | 438,000 | 938,000 | 1,391,000 | 1,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,692,000 | 15,458,000 | 14,411,000 | 14,753,000 |
| Total capital | 15,821,000 | 16,609,000 | 15,534,000 | 15,879,000 |
| Risk-weighted assets | 90,345,000 | 92,708,000 | 89,819,000 | 90,210,000 |