Call reports 2004
TEXAS FIRST BANK — 2004
What TEXAS FIRST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 147,145,000 | 151,156,000 | 153,182,000 | 156,166,000 |
| Total loans | 62,823,000 | 61,404,000 | 63,320,000 | 64,857,000 |
| Allowance for loan losses | 947,000 | 977,000 | 965,000 | 940,000 |
| Securities available for sale | 9,812,000 | 20,937,000 | 27,144,000 | 24,822,000 |
| Securities held to maturity | 53,544,000 | 52,113,000 | 52,112,000 | 50,151,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,172,000 | 135,411,000 | 136,688,000 | 140,236,000 |
| Interest-bearing deposits | 99,020,000 | 102,027,000 | 102,415,000 | 100,452,000 |
| Noninterest-bearing deposits | 32,152,000 | 33,384,000 | 34,273,000 | 39,784,000 |
| Equity capital | 15,151,000 | 15,266,000 | 15,911,000 | 15,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,816,000 | 3,610,000 | 5,460,000 | 7,351,000 |
| Interest expense | 457,000 | 884,000 | 1,331,000 | 1,797,000 |
| Net interest income | 1,359,000 | 2,726,000 | 4,129,000 | 5,554,000 |
| Noninterest income | 358,000 | 757,000 | 1,138,000 | 1,528,000 |
| Noninterest expense | 911,000 | 1,885,000 | 2,901,000 | 4,109,000 |
| Provision for loan losses | 120,000 | 340,000 | 465,000 | 625,000 |
| Pretax income | 686,000 | 1,258,000 | 1,901,000 | 2,348,000 |
| Income tax | 233,000 | 420,000 | 652,000 | 796,000 |
| Net income | 453,000 | 838,000 | 1,249,000 | 1,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,122,000 | 15,528,000 | 15,939,000 | 15,422,000 |
| Total capital | 16,069,000 | 16,505,000 | 16,904,000 | 16,362,000 |
| Risk-weighted assets | 75,938,000 | 79,547,000 | 82,307,000 | 84,711,000 |