Call reports 2003
TEXAS FIRST BANK — 2003
What TEXAS FIRST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 136,418,000 | 143,319,000 | 145,264,000 | 147,355,000 |
| Total loans | 61,085,000 | 61,051,000 | 60,178,000 | 63,256,000 |
| Allowance for loan losses | 863,000 | 892,000 | 928,000 | 907,000 |
| Securities available for sale | 13,574,000 | 15,175,000 | 26,222,000 | 10,136,000 |
| Securities held to maturity | 37,430,000 | 39,607,000 | 43,719,000 | 59,120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,558,000 | 128,211,000 | 130,048,000 | 132,000,000 |
| Interest-bearing deposits | 94,733,000 | 97,676,000 | 100,290,000 | 101,098,000 |
| Noninterest-bearing deposits | 26,825,000 | 30,535,000 | 29,758,000 | 30,902,000 |
| Equity capital | 14,156,000 | 14,491,000 | 14,625,000 | 14,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,879,000 | 3,720,000 | 5,608,000 | 7,455,000 |
| Interest expense | 568,000 | 1,110,000 | 1,609,000 | 2,082,000 |
| Net interest income | 1,311,000 | 2,610,000 | 3,999,000 | 5,373,000 |
| Noninterest income | 389,000 | 770,000 | 1,137,000 | 1,485,000 |
| Noninterest expense | 956,000 | 1,878,000 | 2,802,000 | 3,974,000 |
| Provision for loan losses | 120,000 | 260,000 | 380,000 | 510,000 |
| Pretax income | 624,000 | 1,242,000 | 1,954,000 | 2,374,000 |
| Income tax | 213,000 | 412,000 | 664,000 | 803,000 |
| Net income | 411,000 | 830,000 | 1,290,000 | 1,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,988,000 | 14,349,000 | 14,809,000 | 14,690,000 |
| Total capital | 14,851,000 | 15,241,000 | 15,737,000 | 15,597,000 |
| Risk-weighted assets | 74,012,000 | 74,052,000 | 74,649,000 | 75,932,000 |