Call reports 2002
TEXAS FIRST BANK — 2002
What TEXAS FIRST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 124,307,000 | 130,362,000 | 131,163,000 | 135,080,000 |
| Total loans | 57,709,000 | 61,599,000 | 59,811,000 | 61,479,000 |
| Allowance for loan losses | 801,000 | 815,000 | 795,000 | 764,000 |
| Securities available for sale | 19,548,000 | 20,197,000 | 21,915,000 | 17,692,000 |
| Securities held to maturity | 27,441,000 | 28,975,000 | 30,599,000 | 34,973,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,760,000 | 116,141,000 | 116,306,000 | 120,627,000 |
| Interest-bearing deposits | 84,409,000 | 87,971,000 | 90,343,000 | 91,623,000 |
| Noninterest-bearing deposits | 26,351,000 | 28,170,000 | 25,963,000 | 29,004,000 |
| Equity capital | 12,896,000 | 13,562,000 | 14,034,000 | 13,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,991,000 | 3,979,000 | 5,988,000 | 7,924,000 |
| Interest expense | 702,000 | 1,390,000 | 2,078,000 | 2,727,000 |
| Net interest income | 1,289,000 | 2,589,000 | 3,910,000 | 5,197,000 |
| Noninterest income | 302,000 | 628,000 | 962,000 | 1,297,000 |
| Noninterest expense | 822,000 | 1,636,000 | 2,546,000 | 3,632,000 |
| Provision for loan losses | 60,000 | 120,000 | 220,000 | 558,000 |
| Pretax income | 709,000 | 1,461,000 | 2,106,000 | 2,304,000 |
| Income tax | 241,000 | 497,000 | 716,000 | 778,000 |
| Net income | 468,000 | 964,000 | 1,390,000 | 1,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,861,000 | 13,357,000 | 13,783,000 | 13,519,000 |
| Total capital | 13,662,000 | 14,172,000 | 14,578,000 | 14,283,000 |
| Risk-weighted assets | 69,055,000 | 72,756,000 | 72,413,000 | 73,995,000 |