Call reports 2001
TEXAS FIRST BANK — 2001
What TEXAS FIRST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 109,001,000 | 114,610,000 | 118,480,000 | 119,714,000 |
| Total loans | 51,756,000 | 52,661,000 | 51,933,000 | 54,555,000 |
| Allowance for loan losses | 785,000 | 794,000 | 818,000 | 750,000 |
| Securities available for sale | 13,568,000 | 16,215,000 | 19,673,000 | 22,451,000 |
| Securities held to maturity | 12,028,000 | 26,674,000 | 29,615,000 | 30,607,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,680,000 | 101,918,000 | 105,109,000 | 106,432,000 |
| Interest-bearing deposits | 73,595,000 | 74,999,000 | 79,232,000 | 80,965,000 |
| Noninterest-bearing deposits | 23,085,000 | 26,919,000 | 25,877,000 | 25,467,000 |
| Equity capital | 11,654,000 | 11,997,000 | 12,581,000 | 12,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,915,000 | 3,920,000 | 5,961,000 | 7,965,000 |
| Interest expense | 822,000 | 1,667,000 | 2,487,000 | 3,252,000 |
| Net interest income | 1,093,000 | 2,253,000 | 3,474,000 | 4,713,000 |
| Noninterest income | 305,000 | 620,000 | 933,000 | 1,230,000 |
| Noninterest expense | 802,000 | 1,682,000 | 2,537,000 | 3,517,000 |
| Provision for loan losses | 105,000 | 210,000 | 255,000 | 315,000 |
| Pretax income | 491,000 | 981,000 | 1,615,000 | 2,111,000 |
| Income tax | 167,000 | 333,000 | 549,000 | 712,000 |
| Net income | 324,000 | 648,000 | 1,066,000 | 1,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,599,000 | 11,907,000 | 12,325,000 | 12,393,000 |
| Total capital | 12,353,000 | 12,692,000 | 13,112,000 | 13,143,000 |
| Risk-weighted assets | 60,251,000 | 62,826,000 | 62,911,000 | 65,355,000 |