Call reports 2023
WAHOO STATE BANK — 2023
What WAHOO STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 119,939,000 | 125,970,000 | 127,241,000 | 120,807,000 |
| Total loans | 90,426,000 | 91,053,000 | 90,794,000 | 89,544,000 |
| Allowance for loan losses | 838,000 | 838,000 | 838,000 | 833,000 |
| Securities available for sale | 9,938,000 | 9,474,000 | 9,430,000 | 9,468,000 |
| Securities held to maturity | 6,941,000 | 6,879,000 | 6,800,000 | 6,739,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,937,000 | 101,662,000 | 102,900,000 | 96,055,000 |
| Interest-bearing deposits | 78,865,000 | 88,378,000 | 88,583,000 | 81,433,000 |
| Noninterest-bearing deposits | 15,072,000 | 13,284,000 | 14,317,000 | 14,622,000 |
| Equity capital | 7,060,000 | 7,079,000 | 7,061,000 | 7,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 991,000 | 2,085,000 | 3,338,000 | 4,582,000 |
| Interest expense | 314,000 | 694,000 | 1,148,000 | 1,588,000 |
| Net interest income | 677,000 | 1,391,000 | 2,190,000 | 2,994,000 |
| Noninterest income | 73,000 | 202,000 | 334,000 | 447,000 |
| Noninterest expense | 675,000 | 1,396,000 | 2,106,000 | 2,900,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 75,000 | 197,000 | 418,000 | 541,000 |
| Income tax | 5,000 | 8,000 | 16,000 | 14,000 |
| Net income | 70,000 | 189,000 | 402,000 | 527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,638,000 | 8,728,000 | 8,911,000 | 9,006,000 |
| Total capital | 9,476,000 | 9,566,000 | 9,749,000 | 9,839,000 |
| Risk-weighted assets | 78,677,000 | 79,657,000 | 79,740,000 | 79,167,000 |