Call reports 2022
WAHOO STATE BANK — 2022
What WAHOO STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 128,650,000 | 117,013,000 | 119,855,000 | 120,125,000 |
| Total loans | 79,004,000 | 84,209,000 | 88,890,000 | 90,580,000 |
| Allowance for loan losses | 838,000 | 838,000 | 838,000 | 838,000 |
| Securities available for sale | 19,302,000 | 11,496,000 | 10,545,000 | 10,200,000 |
| Securities held to maturity | 610,000 | 7,241,000 | 7,135,000 | 7,011,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,769,000 | 99,887,000 | 102,255,000 | 93,047,000 |
| Interest-bearing deposits | 96,285,000 | 84,471,000 | 87,354,000 | 77,653,000 |
| Noninterest-bearing deposits | 15,484,000 | 15,416,000 | 14,901,000 | 15,394,000 |
| Equity capital | 6,964,000 | 6,532,000 | 6,526,000 | 6,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 835,000 | 1,727,000 | 2,688,000 | 3,715,000 |
| Interest expense | 78,000 | 155,000 | 250,000 | 451,000 |
| Net interest income | 757,000 | 1,572,000 | 2,438,000 | 3,264,000 |
| Noninterest income | 70,000 | 144,000 | 242,000 | 309,000 |
| Noninterest expense | 707,000 | 1,407,000 | 2,120,000 | 2,852,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 120,000 | 309,000 | 560,000 | 721,000 |
| Income tax | 5,000 | 12,000 | 22,000 | 17,000 |
| Net income | 115,000 | 297,000 | 538,000 | 704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,255,000 | 8,215,000 | 8,457,000 | 8,623,000 |
| Total capital | 9,093,000 | 9,053,000 | 9,295,000 | 9,461,000 |
| Risk-weighted assets | 74,222,000 | 78,984,000 | 81,073,000 | 78,736,000 |