Call reports 2021
WAHOO STATE BANK — 2021
What WAHOO STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 112,800,000 | 116,033,000 | 116,154,000 | 115,533,000 |
| Total loans | 69,418,000 | 73,147,000 | 75,150,000 | 78,372,000 |
| Allowance for loan losses | 819,000 | 825,000 | 831,000 | 837,000 |
| Securities available for sale | 16,208,000 | 21,875,000 | 21,666,000 | 20,317,000 |
| Securities held to maturity | 1,251,000 | 1,248,000 | 1,245,000 | 1,112,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,900,000 | 97,941,000 | 95,613,000 | 97,048,000 |
| Interest-bearing deposits | 78,880,000 | 77,554,000 | 79,692,000 | 79,050,000 |
| Noninterest-bearing deposits | 16,020,000 | 20,387,000 | 15,921,000 | 17,998,000 |
| Equity capital | 7,602,000 | 7,879,000 | 8,059,000 | 8,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 803,000 | 1,632,000 | 2,495,000 | 3,609,000 |
| Interest expense | 99,000 | 189,000 | 279,000 | 360,000 |
| Net interest income | 704,000 | 1,443,000 | 2,216,000 | 3,249,000 |
| Noninterest income | 229,000 | 391,000 | 479,000 | 328,000 |
| Noninterest expense | 705,000 | 1,402,000 | 2,041,000 | 2,816,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 222,000 | 420,000 | 636,000 | 737,000 |
| Income tax | 7,000 | 11,000 | 23,000 | 28,000 |
| Net income | 215,000 | 409,000 | 613,000 | 709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,646,000 | 7,840,000 | 8,044,000 | 8,140,000 |
| Total capital | 8,465,000 | 8,665,000 | 8,875,000 | 8,977,000 |
| Risk-weighted assets | 69,760,000 | 72,527,000 | 72,206,000 | 74,084,000 |