Call reports 2020
WAHOO STATE BANK — 2020
What WAHOO STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 97,280,000 | 107,676,000 | 104,239,000 | 108,190,000 |
| Total loans | 52,685,000 | 65,447,000 | 65,474,000 | 69,177,000 |
| Allowance for loan losses | 797,000 | 801,000 | 801,000 | 813,000 |
| Securities available for sale | 16,629,000 | 15,513,000 | 14,986,000 | 13,198,000 |
| Securities held to maturity | 1,512,000 | 1,510,000 | 1,507,000 | 1,254,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,180,000 | 89,440,000 | 86,031,000 | 90,170,000 |
| Interest-bearing deposits | 67,968,000 | 71,384,000 | 72,385,000 | 75,715,000 |
| Noninterest-bearing deposits | 11,212,000 | 18,056,000 | 13,646,000 | 14,455,000 |
| Equity capital | 7,432,000 | 7,634,000 | 7,673,000 | 7,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 770,000 | 1,659,000 | 2,490,000 | 3,455,000 |
| Interest expense | 156,000 | 290,000 | 410,000 | 522,000 |
| Net interest income | 614,000 | 1,369,000 | 2,080,000 | 2,933,000 |
| Noninterest income | 86,000 | 171,000 | 249,000 | 270,000 |
| Noninterest expense | 694,000 | 1,434,000 | 2,138,000 | 2,874,000 |
| Provision for loan losses | 4,000 | 8,000 | 8,000 | 20,000 |
| Pretax income | 2,000 | 98,000 | 183,000 | 309,000 |
| Income tax | 0 | 6,000 | 9,000 | 12,000 |
| Net income | 2,000 | 92,000 | 174,000 | 297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,137,000 | 7,227,000 | 7,309,000 | 7,431,000 |
| Total capital | 7,934,000 | 8,028,000 | 8,110,000 | 8,244,000 |
| Risk-weighted assets | 65,838,000 | 70,941,000 | 68,439,000 | 71,161,000 |