Call reports 2019
WAHOO STATE BANK — 2019
What WAHOO STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 81,496,000 | 84,129,000 | 90,581,000 | 91,956,000 |
| Total loans | 50,470,000 | 52,103,000 | 50,770,000 | 50,249,000 |
| Allowance for loan losses | 778,000 | 784,000 | 789,000 | 793,000 |
| Securities available for sale | 14,220,000 | 13,937,000 | 14,143,000 | 13,951,000 |
| Securities held to maturity | 2,264,000 | 2,106,000 | 2,103,000 | 2,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,206,000 | 68,078,000 | 74,583,000 | 76,050,000 |
| Interest-bearing deposits | 56,739,000 | 57,223,000 | 60,910,000 | 63,152,000 |
| Noninterest-bearing deposits | 11,467,000 | 10,855,000 | 13,673,000 | 12,898,000 |
| Equity capital | 6,973,000 | 7,273,000 | 7,223,000 | 7,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 734,000 | 1,512,000 | 2,309,000 | 3,119,000 |
| Interest expense | 121,000 | 258,000 | 421,000 | 581,000 |
| Net interest income | 613,000 | 1,254,000 | 1,888,000 | 2,538,000 |
| Noninterest income | 112,000 | 263,000 | 374,000 | 752,000 |
| Noninterest expense | 636,000 | 1,338,000 | 1,982,000 | 2,959,000 |
| Provision for loan losses | 10,000 | 16,000 | 22,000 | 28,000 |
| Pretax income | 79,000 | 163,000 | 258,000 | 303,000 |
| Income tax | 2,000 | 5,000 | 6,000 | 10,000 |
| Net income | 77,000 | 158,000 | 252,000 | 293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,063,000 | 7,143,000 | 7,093,000 | 7,134,000 |
| Total capital | 7,841,000 | 7,927,000 | 7,882,000 | 7,927,000 |
| Risk-weighted assets | 63,733,000 | 65,629,000 | 64,821,000 | 64,857,000 |