Call reports 2018
WAHOO STATE BANK — 2018
What WAHOO STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 81,169,000 | 83,511,000 | 80,746,000 | 79,836,000 |
| Total loans | 47,788,000 | 49,197,000 | 47,722,000 | 47,889,000 |
| Allowance for loan losses | 701,000 | 713,000 | 756,000 | 768,000 |
| Securities available for sale | 14,808,000 | 14,348,000 | 15,368,000 | 14,887,000 |
| Securities held to maturity | 2,565,000 | 2,412,000 | 2,409,000 | 2,267,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,248,000 | 70,577,000 | 67,585,000 | 66,739,000 |
| Interest-bearing deposits | 58,387,000 | 60,397,000 | 56,453,000 | 55,121,000 |
| Noninterest-bearing deposits | 9,861,000 | 10,180,000 | 11,132,000 | 11,618,000 |
| Equity capital | 6,486,000 | 6,560,000 | 6,766,000 | 6,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 672,000 | 1,375,000 | 2,136,000 | 2,862,000 |
| Interest expense | 67,000 | 145,000 | 239,000 | 343,000 |
| Net interest income | 605,000 | 1,230,000 | 1,897,000 | 2,519,000 |
| Noninterest income | 84,000 | 183,000 | 421,000 | 578,000 |
| Noninterest expense | 557,000 | 1,145,000 | 1,720,000 | 2,507,000 |
| Provision for loan losses | 4,000 | 16,000 | 28,000 | 40,000 |
| Pretax income | 128,000 | 252,000 | 570,000 | 550,000 |
| Income tax | 5,000 | 10,000 | 22,000 | 27,000 |
| Net income | 123,000 | 242,000 | 548,000 | 523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,739,000 | 6,858,000 | 7,164,000 | 6,985,000 |
| Total capital | 7,435,000 | 7,571,000 | 7,874,000 | 7,733,000 |
| Risk-weighted assets | 55,702,000 | 57,703,000 | 56,785,000 | 59,826,000 |