Call reports 2017
WAHOO STATE BANK — 2017
What WAHOO STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 71,245,000 | 74,710,000 | 81,109,000 | 80,087,000 |
| Total loans | 46,416,000 | 47,256,000 | 46,528,000 | 46,923,000 |
| Allowance for loan losses | 644,000 | 656,000 | 668,000 | 697,000 |
| Securities available for sale | 13,127,000 | 12,586,000 | 12,479,000 | 12,420,000 |
| Securities held to maturity | 2,536,000 | 2,473,000 | 2,470,000 | 2,568,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,006,000 | 63,746,000 | 67,994,000 | 67,156,000 |
| Interest-bearing deposits | 52,322,000 | 52,946,000 | 53,686,000 | 55,523,000 |
| Noninterest-bearing deposits | 10,684,000 | 10,800,000 | 14,308,000 | 11,633,000 |
| Equity capital | 6,201,000 | 6,450,000 | 6,588,000 | 6,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,279,000 | 1,951,000 | 2,634,000 |
| Interest expense | 39,000 | 83,000 | 138,000 | 202,000 |
| Net interest income | 590,000 | 1,196,000 | 1,813,000 | 2,432,000 |
| Noninterest income | 82,000 | 186,000 | 291,000 | 768,000 |
| Noninterest expense | 561,000 | 1,119,000 | 1,663,000 | 2,385,000 |
| Provision for loan losses | 0 | 12,000 | 24,000 | 32,000 |
| Pretax income | 111,000 | 251,000 | 417,000 | 783,000 |
| Income tax | 4,000 | 10,000 | 14,000 | 30,000 |
| Net income | 107,000 | 241,000 | 403,000 | 753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,282,000 | 6,416,000 | 6,578,000 | 6,616,000 |
| Total capital | 6,926,000 | 7,072,000 | 7,237,000 | 7,287,000 |
| Risk-weighted assets | 51,960,000 | 52,766,000 | 52,746,000 | 53,662,000 |