Call reports 2016
WAHOO STATE BANK — 2016
What WAHOO STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 69,156,000 | 70,950,000 | 71,935,000 | 72,288,000 |
| Total loans | 45,311,000 | 47,662,000 | 46,580,000 | 46,996,000 |
| Allowance for loan losses | 612,000 | 624,000 | 635,000 | 640,000 |
| Securities available for sale | 14,624,000 | 14,316,000 | 13,412,000 | 13,797,000 |
| Securities held to maturity | 1,705,000 | 2,007,000 | 2,006,000 | 2,005,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,871,000 | 63,531,000 | 64,642,000 | 64,195,000 |
| Interest-bearing deposits | 51,345,000 | 52,709,000 | 52,558,000 | 50,730,000 |
| Noninterest-bearing deposits | 10,526,000 | 10,822,000 | 12,084,000 | 13,465,000 |
| Equity capital | 5,174,000 | 5,288,000 | 5,164,000 | 6,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 626,000 | 1,266,000 | 1,913,000 | 2,546,000 |
| Interest expense | 39,000 | 79,000 | 120,000 | 161,000 |
| Net interest income | 587,000 | 1,187,000 | 1,793,000 | 2,385,000 |
| Noninterest income | 88,000 | 203,000 | 305,000 | 2,293,000 |
| Noninterest expense | 560,000 | 1,148,000 | 1,735,000 | 2,374,000 |
| Provision for loan losses | 12,000 | 24,000 | 35,000 | 265,000 |
| Pretax income | 103,000 | 218,000 | 328,000 | 2,039,000 |
| Income tax | 4,000 | 8,000 | 13,000 | 29,000 |
| Net income | 99,000 | 210,000 | 315,000 | 2,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,112,000 | 5,149,000 | 5,067,000 | 6,175,000 |
| Total capital | 5,721,000 | 5,773,000 | 5,698,000 | 6,813,000 |
| Risk-weighted assets | 48,709,000 | 50,898,000 | 50,521,000 | 51,059,000 |