Call reports 2011
WAHOO STATE BANK — 2011
What WAHOO STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 61,018,000 | 61,356,000 | 62,558,000 | 62,525,000 |
| Total loans | 40,921,000 | 40,553,000 | 40,550,000 | 40,209,000 |
| Allowance for loan losses | 628,000 | 623,000 | 638,000 | 481,000 |
| Securities available for sale | 3,980,000 | 4,797,000 | 5,987,000 | 5,775,000 |
| Securities held to maturity | 1,180,000 | 1,180,000 | 1,140,000 | 1,140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,763,000 | 51,354,000 | 52,324,000 | 52,350,000 |
| Interest-bearing deposits | 42,051,000 | 42,043,000 | 42,477,000 | 43,591,000 |
| Noninterest-bearing deposits | 8,712,000 | 9,311,000 | 9,847,000 | 8,759,000 |
| Equity capital | 4,398,000 | 4,561,000 | 4,683,000 | 4,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 685,000 | 1,365,000 | 2,037,000 | 2,690,000 |
| Interest expense | 141,000 | 266,000 | 380,000 | 492,000 |
| Net interest income | 544,000 | 1,099,000 | 1,657,000 | 2,198,000 |
| Noninterest income | 82,000 | 168,000 | 282,000 | 381,000 |
| Noninterest expense | 498,000 | 974,000 | 1,482,000 | 1,978,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 70,000 |
| Pretax income | 113,000 | 263,000 | 412,000 | 531,000 |
| Income tax | 5,000 | 11,000 | 16,000 | 30,000 |
| Net income | 108,000 | 252,000 | 396,000 | 501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,380,000 | 4,524,000 | 4,653,000 | 4,624,000 |
| Total capital | 4,823,000 | 4,964,000 | 5,092,000 | 5,059,000 |
| Risk-weighted assets | 35,296,000 | 35,061,000 | 34,951,000 | 34,788,000 |