Call reports 2002
WAHOO STATE BANK — 2002
What WAHOO STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 39,732,000 | 40,032,000 | 39,427,000 | 41,470,000 |
| Total loans | 29,987,000 | 30,402,000 | 30,597,000 | 31,220,000 |
| Allowance for loan losses | 389,000 | 412,000 | 409,000 | 371,000 |
| Securities available for sale | 2,207,000 | 2,094,000 | 1,837,000 | 1,537,000 |
| Securities held to maturity | 1,490,000 | 1,490,000 | 1,465,000 | 1,255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,312,000 | 32,595,000 | 31,501,000 | 33,414,000 |
| Interest-bearing deposits | 28,248,000 | 28,479,000 | 27,506,000 | 29,316,000 |
| Noninterest-bearing deposits | 4,064,000 | 4,116,000 | 3,995,000 | 4,098,000 |
| Equity capital | 2,989,000 | 3,144,000 | 3,079,000 | 3,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 653,000 | 1,311,000 | 1,975,000 | 2,618,000 |
| Interest expense | 234,000 | 453,000 | 673,000 | 895,000 |
| Net interest income | 419,000 | 858,000 | 1,302,000 | 1,723,000 |
| Noninterest income | 78,000 | 164,000 | 260,000 | 396,000 |
| Noninterest expense | 360,000 | 675,000 | 1,025,000 | 1,410,000 |
| Provision for loan losses | 0 | 15,000 | 15,000 | 25,000 |
| Pretax income | 137,000 | 332,000 | 522,000 | 684,000 |
| Income tax | 39,000 | 99,000 | 156,000 | 204,000 |
| Net income | 98,000 | 233,000 | 366,000 | 480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,989,000 | 3,144,000 | 3,079,000 | 3,205,000 |
| Total capital | 3,286,000 | 3,450,000 | 3,382,000 | 3,520,000 |
| Risk-weighted assets | 24,634,000 | 24,427,000 | 24,135,000 | 25,155,000 |