Call reports 2001
WAHOO STATE BANK — 2001
What WAHOO STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 37,967,000 | 38,997,000 | 38,882,000 | 40,846,000 |
| Total loans | 28,646,000 | 30,142,000 | 28,935,000 | 28,574,000 |
| Allowance for loan losses | 397,000 | 392,000 | 386,000 | 387,000 |
| Securities available for sale | 2,970,000 | 2,497,000 | 1,773,000 | 2,465,000 |
| Securities held to maturity | 1,185,000 | 1,175,000 | 1,150,000 | 1,515,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,640,000 | 32,064,000 | 32,081,000 | 33,472,000 |
| Interest-bearing deposits | 27,877,000 | 28,235,000 | 28,539,000 | 29,847,000 |
| Noninterest-bearing deposits | 3,763,000 | 3,829,000 | 3,542,000 | 3,625,000 |
| Equity capital | 2,905,000 | 2,973,000 | 2,897,000 | 3,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,371,000 | 2,090,000 | 2,777,000 |
| Interest expense | 346,000 | 683,000 | 1,009,000 | 1,277,000 |
| Net interest income | 323,000 | 688,000 | 1,081,000 | 1,500,000 |
| Noninterest income | 89,000 | 172,000 | 256,000 | 369,000 |
| Noninterest expense | 305,000 | 631,000 | 943,000 | 1,322,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 107,000 | 229,000 | 394,000 | 547,000 |
| Income tax | 25,000 | 65,000 | 112,000 | 155,000 |
| Net income | 82,000 | 164,000 | 282,000 | 392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,875,000 | 2,973,000 | 2,897,000 | 3,000,000 |
| Total capital | 3,302,000 | 3,275,000 | 3,194,000 | 3,295,000 |
| Risk-weighted assets | 24,479,000 | 24,076,000 | 23,563,000 | 23,517,000 |