Call reports 2005
COUNTRYWIDE BANK, NATIONAL ASSOCIATION — 2005
What COUNTRYWIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 51,107,477,000 | 65,459,455,000 | 71,026,934,000 | 73,116,292,000 |
| Total loans | 42,467,523,000 | 56,684,100,000 | 61,848,154,000 | 64,471,641,000 |
| Allowance for loan losses | 54,697,000 | 74,167,000 | 106,526,000 | 102,756,000 |
| Securities available for sale | 6,815,701,000 | 6,544,886,000 | 6,025,379,000 | 6,250,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,685,896,000 | 30,610,729,000 | 37,922,078,000 | 39,609,479,000 |
| Interest-bearing deposits | 25,410,532,000 | 30,346,151,000 | 36,744,402,000 | 38,682,746,000 |
| Noninterest-bearing deposits | 275,364,000 | 264,578,000 | 1,177,676,000 | 926,733,000 |
| Equity capital | 3,323,320,000 | 3,999,655,000 | 5,019,555,000 | 5,279,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 550,274,000 | 1,285,300,000 | 2,211,264,000 | 3,242,601,000 |
| Interest expense | 300,307,000 | 735,668,000 | 1,308,255,000 | 1,951,033,000 |
| Net interest income | 249,967,000 | 549,632,000 | 903,009,000 | 1,291,568,000 |
| Noninterest income | 29,698,000 | 74,897,000 | 244,210,000 | 380,565,000 |
| Noninterest expense | 59,993,000 | 146,398,000 | 231,681,000 | 329,846,000 |
| Provision for loan losses | 6,406,000 | 26,671,000 | 71,462,000 | 86,921,000 |
| Pretax income | 213,266,000 | 451,460,000 | 844,076,000 | 1,255,366,000 |
| Income tax | 85,306,000 | 180,132,000 | 335,942,000 | 488,911,000 |
| Net income | 127,960,000 | 271,328,000 | 508,134,000 | 766,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,367,104,000 | 4,010,472,000 | 5,062,278,000 | 5,343,675,000 |
| Total capital | 3,421,801,000 | 4,084,639,000 | 5,168,804,000 | 5,457,019,000 |
| Risk-weighted assets | 30,584,026,000 | 40,486,569,000 | 42,463,364,000 | 43,724,491,000 |