Call reports 2004
COUNTRYWIDE BANK, NATIONAL ASSOCIATION — 2004
What COUNTRYWIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 23,733,323,000 | 27,179,207,000 | 33,858,740,000 | 40,963,356,000 |
| Total loans | 18,985,269,000 | 22,859,617,000 | 30,106,265,000 | 34,279,332,000 |
| Allowance for loan losses | 20,685,000 | 29,559,000 | 41,173,000 | 48,972,000 |
| Securities available for sale | 2,900,030,000 | 2,553,938,000 | 2,393,385,000 | 5,244,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,216,231,000 | 15,470,280,000 | 18,732,720,000 | 20,013,208,000 |
| Interest-bearing deposits | 12,072,231,000 | 15,390,429,000 | 18,658,095,000 | 19,946,225,000 |
| Noninterest-bearing deposits | 144,000,000 | 79,850,000 | 74,625,000 | 66,983,000 |
| Equity capital | 1,919,086,000 | 2,061,496,000 | 2,477,988,000 | 2,924,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 228,015,000 | 496,301,000 | 850,223,000 | 1,301,351,000 |
| Interest expense | 110,019,000 | 240,498,000 | 405,230,000 | 631,187,000 |
| Net interest income | 117,996,000 | 255,803,000 | 444,993,000 | 670,164,000 |
| Noninterest income | 13,507,000 | 28,940,000 | 47,410,000 | 59,281,000 |
| Noninterest expense | 30,738,000 | 67,788,000 | 112,721,000 | 160,592,000 |
| Provision for loan losses | 8,408,000 | 17,338,000 | 29,438,000 | 37,438,000 |
| Pretax income | 95,035,000 | 202,295,000 | 352,922,000 | 534,093,000 |
| Income tax | 36,826,000 | 78,392,000 | 135,698,000 | 210,967,000 |
| Net income | 58,209,000 | 123,903,000 | 217,224,000 | 323,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,912,228,000 | 2,089,922,000 | 2,483,242,000 | 2,939,145,000 |
| Total capital | 1,932,913,000 | 2,119,481,000 | 2,524,415,000 | 2,988,117,000 |
| Risk-weighted assets | 14,905,746,000 | 17,353,490,000 | 21,841,869,000 | 24,832,355,000 |