Call reports 2003
COUNTRYWIDE BANK, NATIONAL ASSOCIATION — 2003
What COUNTRYWIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 8,879,829,000 | 13,091,320,000 | 16,353,309,000 | 19,381,781,000 |
| Total loans | 4,225,392,000 | 7,814,711,000 | 11,275,143,000 | 14,698,166,000 |
| Allowance for loan losses | 5,090,000 | 6,757,000 | 9,101,000 | 12,279,000 |
| Securities available for sale | 3,923,552,000 | 3,790,977,000 | 3,576,483,000 | 3,563,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,638,979,000 | 8,053,128,000 | 9,164,344,000 | 9,335,497,000 |
| Interest-bearing deposits | 5,637,065,000 | 8,050,673,000 | 9,067,905,000 | 9,235,952,000 |
| Noninterest-bearing deposits | 1,914,000 | 2,455,000 | 96,439,000 | 99,545,000 |
| Equity capital | 1,053,512,000 | 1,383,401,000 | 1,393,829,000 | 1,494,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 64,936,000 | 169,908,000 | 312,976,000 | 504,023,000 |
| Interest expense | 30,875,000 | 79,485,000 | 144,184,000 | 232,825,000 |
| Net interest income | 34,061,000 | 90,423,000 | 168,792,000 | 271,198,000 |
| Noninterest income | 15,383,000 | 32,964,000 | 51,567,000 | 65,824,000 |
| Noninterest expense | 18,640,000 | 40,613,000 | 69,816,000 | 98,876,000 |
| Provision for loan losses | 2,495,000 | 4,278,000 | 6,650,000 | 9,783,000 |
| Pretax income | 28,582,000 | 78,769,000 | 144,327,000 | 228,657,000 |
| Income tax | 11,862,000 | 32,886,000 | 59,535,000 | 88,033,000 |
| Net income | 16,720,000 | 45,883,000 | 84,792,000 | 140,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,042,115,000 | 1,371,277,000 | 1,410,186,000 | 1,516,018,000 |
| Total capital | 1,047,205,000 | 1,378,032,000 | 1,419,287,000 | 1,528,297,000 |
| Risk-weighted assets | 4,503,121,000 | 7,445,636,000 | 9,994,977,000 | 11,841,447,000 |