Call reports 2002
COUNTRYWIDE BANK, NATIONAL ASSOCIATION — 2002
What COUNTRYWIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 3,000,263,000 | 3,242,548,000 | 4,535,565,000 | 5,110,819,000 |
| Total loans | 867,565,000 | 859,240,000 | 883,615,000 | 1,905,412,000 |
| Allowance for loan losses | 2,298,000 | 2,342,000 | 2,341,000 | 2,618,000 |
| Securities available for sale | 1,282,577,000 | 1,680,625,000 | 2,454,474,000 | 2,590,789,000 |
| Securities held to maturity | 135,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,231,749,000 | 2,462,475,000 | 3,107,971,000 | 3,114,271,000 |
| Interest-bearing deposits | 2,229,888,000 | 2,460,023,000 | 3,106,574,000 | 3,111,684,000 |
| Noninterest-bearing deposits | 1,861,000 | 2,452,000 | 1,397,000 | 2,587,000 |
| Equity capital | 590,244,000 | 605,846,000 | 621,404,000 | 634,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 17,656,000 | 47,514,000 | 83,048,000 | 132,290,000 |
| Interest expense | 9,755,000 | 23,929,000 | 42,288,000 | 67,587,000 |
| Net interest income | 7,901,000 | 23,585,000 | 40,760,000 | 64,703,000 |
| Noninterest income | 2,904,000 | 7,341,000 | 15,745,000 | 24,339,000 |
| Noninterest expense | 3,814,000 | 11,208,000 | 22,255,000 | 34,513,000 |
| Provision for loan losses | 359,000 | 403,000 | 403,000 | 1,986,000 |
| Pretax income | 6,632,000 | 19,309,000 | 33,841,000 | 52,537,000 |
| Income tax | 2,503,000 | 7,242,000 | 12,692,000 | 21,409,000 |
| Net income | 4,129,000 | 12,067,000 | 21,149,000 | 31,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 595,333,000 | 603,271,000 | 612,353,000 | 625,394,000 |
| Total capital | 597,631,000 | 605,613,000 | 614,694,000 | 628,012,000 |
| Risk-weighted assets | 1,506,786,000 | 1,622,819,000 | 1,684,295,000 | 2,249,460,000 |