Call reports 2023
UNION FEDERAL SAVINGS AND LOAN ASSOCIATION — 2023
What UNION FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 155,090,000 | 152,703,000 | 152,056,000 | 150,859,000 |
| Total loans | 121,217,000 | 123,388,000 | 123,375,000 | 122,698,000 |
| Allowance for loan losses | 1,296,000 | 1,297,000 | 1,528,000 | 1,526,000 |
| Securities available for sale | 7,823,000 | 7,485,000 | 7,320,000 | 7,629,000 |
| Securities held to maturity | 1,904,000 | 1,268,000 | 1,257,000 | 988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,850,000 | 129,338,000 | 128,840,000 | 127,269,000 |
| Interest-bearing deposits | 128,238,000 | 125,249,000 | 124,142,000 | 124,076,000 |
| Noninterest-bearing deposits | 3,612,000 | 4,089,000 | 4,698,000 | 3,193,000 |
| Equity capital | 22,702,000 | 22,810,000 | 22,539,000 | 22,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,547,000 | 3,178,000 | 4,721,000 | 6,318,000 |
| Interest expense | 296,000 | 662,000 | 1,096,000 | 1,584,000 |
| Net interest income | 1,251,000 | 2,516,000 | 3,625,000 | 4,734,000 |
| Noninterest income | 58,000 | 112,000 | 165,000 | 215,000 |
| Noninterest expense | 1,086,000 | 2,170,000 | 3,213,000 | 4,309,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 223,000 | 458,000 | 577,000 | 640,000 |
| Income tax | 51,000 | 106,000 | 131,000 | 136,000 |
| Net income | 172,000 | 352,000 | 446,000 | 504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,155,000 | 23,349,000 | 23,226,000 | 23,297,000 |