Call reports 2022
UNION FEDERAL SAVINGS AND LOAN ASSOCIATION — 2022
What UNION FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 161,940,000 | 156,850,000 | 156,213,000 | 153,193,000 |
| Total loans | 121,929,000 | 119,982,000 | 120,757,000 | 121,068,000 |
| Allowance for loan losses | 1,281,000 | 1,282,000 | 1,293,000 | 1,294,000 |
| Securities available for sale | 5,586,000 | 6,801,000 | 6,944,000 | 7,147,000 |
| Securities held to maturity | 1,087,000 | 970,000 | 1,458,000 | 1,904,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,218,000 | 134,178,000 | 133,615,000 | 130,341,000 |
| Interest-bearing deposits | 132,402,000 | 129,017,000 | 128,033,000 | 126,944,000 |
| Noninterest-bearing deposits | 4,816,000 | 5,161,000 | 5,582,000 | 3,397,000 |
| Equity capital | 24,153,000 | 22,268,000 | 22,164,000 | 22,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,264,000 | 2,564,000 | 3,948,000 | 5,467,000 |
| Interest expense | 145,000 | 290,000 | 463,000 | 693,000 |
| Net interest income | 1,119,000 | 2,274,000 | 3,485,000 | 4,774,000 |
| Noninterest income | 74,000 | 101,000 | 166,000 | 213,000 |
| Noninterest expense | 1,039,000 | 2,902,000 | 3,938,000 | 4,986,000 |
| Provision for loan losses | 8,000 | 8,000 | 18,000 | 18,000 |
| Pretax income | 146,000 | -535,000 | -305,000 | -17,000 |
| Income tax | -24,000 | -205,000 | -152,000 | -83,000 |
| Net income | 170,000 | -330,000 | -153,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,032,000 | 22,546,000 | 22,736,000 | 22,970,000 |