Call reports 2021
UNION FEDERAL SAVINGS AND LOAN ASSOCIATION — 2021
What UNION FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 162,264,000 | 163,497,000 | 164,399,000 | 164,179,000 |
| Total loans | 121,058,000 | 121,981,000 | 122,100,000 | 122,573,000 |
| Allowance for loan losses | 1,216,000 | 1,247,000 | 1,261,000 | 1,271,000 |
| Securities available for sale | 3,117,000 | 3,842,000 | 4,213,000 | 4,471,000 |
| Securities held to maturity | 1,477,000 | 1,377,000 | 1,367,000 | 1,088,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,333,000 | 139,056,000 | 139,832,000 | 139,423,000 |
| Interest-bearing deposits | 134,496,000 | 134,568,000 | 134,655,000 | 134,612,000 |
| Noninterest-bearing deposits | 3,837,000 | 4,488,000 | 5,177,000 | 4,811,000 |
| Equity capital | 23,507,000 | 23,920,000 | 24,064,000 | 24,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,376,000 | 2,694,000 | 4,013,000 | 5,370,000 |
| Interest expense | 209,000 | 405,000 | 587,000 | 750,000 |
| Net interest income | 1,167,000 | 2,289,000 | 3,426,000 | 4,620,000 |
| Noninterest income | 41,000 | 102,000 | 166,000 | 216,000 |
| Noninterest expense | 938,000 | 1,857,000 | 2,839,000 | 3,842,000 |
| Provision for loan losses | 20,000 | 50,000 | 65,000 | 95,000 |
| Pretax income | 250,000 | 484,000 | 688,000 | 899,000 |
| Income tax | 57,000 | 109,000 | 154,000 | 200,000 |
| Net income | 193,000 | 375,000 | 534,000 | 699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,302,000 | 22,499,000 | 22,670,000 | 22,846,000 |