Call reports 2019
UNION FEDERAL SAVINGS AND LOAN ASSOCIATION — 2019
What UNION FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 151,080,000 | 149,518,000 | 150,107,000 | 151,271,000 |
| Total loans | 112,509,000 | 111,682,000 | 111,528,000 | 112,339,000 |
| Allowance for loan losses | 967,000 | 988,000 | 975,000 | 1,000,000 |
| Securities available for sale | 12,296,000 | 12,418,000 | 12,537,000 | 13,457,000 |
| Securities held to maturity | 6,661,000 | 4,597,000 | 4,563,000 | 2,773,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,641,000 | 126,775,000 | 127,143,000 | 128,079,000 |
| Interest-bearing deposits | 125,061,000 | 123,360,000 | 122,923,000 | 125,417,000 |
| Noninterest-bearing deposits | 3,580,000 | 3,415,000 | 4,220,000 | 2,662,000 |
| Equity capital | 22,066,000 | 22,421,000 | 22,616,000 | 22,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,482,000 | 2,974,000 | 4,477,000 | 5,971,000 |
| Interest expense | 230,000 | 490,000 | 769,000 | 1,067,000 |
| Net interest income | 1,252,000 | 2,484,000 | 3,708,000 | 4,904,000 |
| Noninterest income | 40,000 | 97,000 | 139,000 | 188,000 |
| Noninterest expense | 1,016,000 | 1,958,000 | 2,952,000 | 3,954,000 |
| Provision for loan losses | 24,000 | 48,000 | 94,000 | 118,000 |
| Pretax income | 252,000 | 575,000 | 801,000 | 1,030,000 |
| Income tax | 56,000 | 129,000 | 179,000 | 230,000 |
| Net income | 196,000 | 446,000 | 622,000 | 800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,427,000 | 21,857,000 | 22,062,000 | 22,239,000 |
| Total capital | 22,394,000 | 22,845,000 | 23,037,000 | 23,239,000 |
| Risk-weighted assets | 90,008,000 | 90,012,000 | 91,395,000 | 90,273,000 |