Call reports 2018
UNION FEDERAL SAVINGS AND LOAN ASSOCIATION — 2018
What UNION FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 151,368,000 | 149,717,000 | 148,062,000 | 148,326,000 |
| Total loans | 106,643,000 | 107,571,000 | 109,523,000 | 112,434,000 |
| Allowance for loan losses | 917,000 | 912,000 | 904,000 | 941,000 |
| Securities available for sale | 13,147,000 | 12,190,000 | 12,251,000 | 12,436,000 |
| Securities held to maturity | 7,248,000 | 7,243,000 | 7,204,000 | 6,933,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,136,000 | 128,371,000 | 126,324,000 | 126,177,000 |
| Interest-bearing deposits | 126,263,000 | 124,600,000 | 122,318,000 | 123,285,000 |
| Noninterest-bearing deposits | 3,873,000 | 3,771,000 | 4,006,000 | 2,892,000 |
| Equity capital | 20,846,000 | 21,034,000 | 21,398,000 | 21,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,447,000 | 2,914,000 | 4,407,000 | 5,910,000 |
| Interest expense | 170,000 | 348,000 | 541,000 | 749,000 |
| Net interest income | 1,277,000 | 2,566,000 | 3,866,000 | 5,161,000 |
| Noninterest income | 8,000 | 18,000 | 40,000 | 111,000 |
| Noninterest expense | 997,000 | 2,010,000 | 2,995,000 | 3,981,000 |
| Provision for loan losses | 24,000 | 21,000 | 65,000 | 112,000 |
| Pretax income | 264,000 | 553,000 | 846,000 | 1,179,000 |
| Income tax | 61,000 | 132,000 | 198,000 | 275,000 |
| Net income | 203,000 | 421,000 | 648,000 | 904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,659,000 | 20,793,000 | 20,948,000 | 21,218,000 |
| Total capital | 21,576,000 | 21,705,000 | 21,852,000 | 22,159,000 |
| Risk-weighted assets | 85,660,000 | 85,610,000 | 86,575,000 | 89,718,000 |