Call reports 2017
UNION FEDERAL SAVINGS AND LOAN ASSOCIATION — 2017
What UNION FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 152,242,000 | 151,134,000 | 152,001,000 | 149,275,000 |
| Total loans | 102,282,000 | 103,029,000 | 103,303,000 | 105,025,000 |
| Allowance for loan losses | 812,000 | 851,000 | 872,000 | 889,000 |
| Securities available for sale | 10,377,000 | 11,276,000 | 11,438,000 | 12,411,000 |
| Securities held to maturity | 10,119,000 | 9,265,000 | 9,234,000 | 9,213,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,674,000 | 130,372,000 | 130,889,000 | 128,105,000 |
| Interest-bearing deposits | 128,740,000 | 126,993,000 | 126,835,000 | 125,228,000 |
| Noninterest-bearing deposits | 2,934,000 | 3,379,000 | 4,054,000 | 2,877,000 |
| Equity capital | 20,064,000 | 20,382,000 | 20,736,000 | 20,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,404,000 | 2,818,000 | 4,249,000 | 5,698,000 |
| Interest expense | 140,000 | 287,000 | 443,000 | 607,000 |
| Net interest income | 1,264,000 | 2,531,000 | 3,806,000 | 5,091,000 |
| Noninterest income | 60,000 | 121,000 | 243,000 | 300,000 |
| Noninterest expense | 952,000 | 1,927,000 | 2,905,000 | 3,856,000 |
| Provision for loan losses | 39,000 | 79,000 | 143,000 | 249,000 |
| Pretax income | 333,000 | 646,000 | 1,001,000 | 1,286,000 |
| Income tax | 130,000 | 150,000 | 269,000 | 466,000 |
| Net income | 203,000 | 496,000 | 732,000 | 820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,718,000 | 20,016,000 | 20,267,000 | 20,373,000 |
| Total capital | 20,530,000 | 20,867,000 | 21,139,000 | 21,262,000 |
| Risk-weighted assets | 81,277,000 | 80,926,000 | 81,963,000 | 83,619,000 |