Call reports 2014
UNION FEDERAL SAVINGS AND LOAN ASSOCIATION — 2014
What UNION FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 112,546,000 | 111,256,000 | 110,372,000 | 108,188,000 |
| Total loans | 82,086,000 | 80,395,000 | 79,887,000 | 79,771,000 |
| Allowance for loan losses | 722,000 | 744,000 | 753,000 | 739,000 |
| Securities available for sale | 2,735,000 | 2,963,000 | 2,572,000 | 2,091,000 |
| Securities held to maturity | 10,567,000 | 10,567,000 | 10,054,000 | 10,048,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,255,000 | 97,974,000 | 97,097,000 | 94,615,000 |
| Interest-bearing deposits | 97,809,000 | 96,146,000 | 94,841,000 | 93,438,000 |
| Noninterest-bearing deposits | 1,446,000 | 1,828,000 | 2,256,000 | 1,177,000 |
| Equity capital | 10,748,000 | 10,973,000 | 11,174,000 | 11,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,156,000 | 2,318,000 | 3,426,000 | 4,529,000 |
| Interest expense | 150,000 | 285,000 | 415,000 | 537,000 |
| Net interest income | 1,006,000 | 2,033,000 | 3,011,000 | 3,992,000 |
| Noninterest income | 48,000 | 103,000 | 150,000 | 199,000 |
| Noninterest expense | 736,000 | 1,462,000 | 2,203,000 | 2,893,000 |
| Provision for loan losses | 1,000 | 21,000 | 25,000 | 37,000 |
| Pretax income | 317,000 | 653,000 | 933,000 | 1,261,000 |
| Income tax | 118,000 | 242,000 | 345,000 | 466,000 |
| Net income | 199,000 | 411,000 | 588,000 | 795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,319,000 | 11,532,000 | 11,709,000 | 11,916,000 |
| Total capital | 12,041,000 | 12,265,000 | 12,440,000 | 12,634,000 |
| Risk-weighted assets | 60,074,000 | 58,657,000 | 58,476,000 | 57,410,000 |