Call reports 2013
UNION FEDERAL SAVINGS AND LOAN ASSOCIATION — 2013
What UNION FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 118,242,000 | 116,889,000 | 111,771,000 | 110,713,000 |
| Total loans | 81,692,000 | 80,890,000 | 82,388,000 | 82,287,000 |
| Allowance for loan losses | 756,000 | 727,000 | 760,000 | 758,000 |
| Securities available for sale | 3,590,000 | 3,708,000 | 3,784,000 | 2,429,000 |
| Securities held to maturity | 10,668,000 | 10,669,000 | 10,591,000 | 10,566,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,205,000 | 100,217,000 | 98,138,000 | 97,372,000 |
| Interest-bearing deposits | 99,785,000 | 97,943,000 | 96,131,000 | 96,327,000 |
| Noninterest-bearing deposits | 1,420,000 | 2,274,000 | 2,007,000 | 1,045,000 |
| Equity capital | 10,074,000 | 10,017,000 | 10,356,000 | 10,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,213,000 | 2,398,000 | 3,569,000 | 4,730,000 |
| Interest expense | 247,000 | 476,000 | 675,000 | 845,000 |
| Net interest income | 966,000 | 1,922,000 | 2,894,000 | 3,885,000 |
| Noninterest income | 63,000 | 200,000 | 258,000 | 307,000 |
| Noninterest expense | 791,000 | 1,895,000 | 2,629,000 | 3,353,000 |
| Provision for loan losses | 10,000 | 24,000 | 52,000 | 82,000 |
| Pretax income | 228,000 | 203,000 | 471,000 | 757,000 |
| Income tax | 85,000 | 70,000 | 172,000 | 273,000 |
| Net income | 143,000 | 133,000 | 299,000 | 484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,779,000 | 10,770,000 | 10,936,000 | 11,121,000 |
| Total capital | 11,535,000 | 11,497,000 | 11,696,000 | 11,870,000 |
| Risk-weighted assets | 62,943,000 | 60,550,000 | 60,245,000 | 59,866,000 |