Call reports 2003
FIDELITY & TRUST BANK — 2003
What FIDELITY & TRUST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q4 |
|---|---|
| Total assets | 51,912,000 |
| Total loans | 33,633,000 |
| Allowance for loan losses | 3,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 9,816,000 |
| Interest-bearing deposits | 7,789,000 |
| Noninterest-bearing deposits | 2,027,000 |
| Equity capital | 8,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q4 |
|---|---|
| Interest income | 2,503,000 |
| Interest expense | 1,443,000 |
| Net interest income | 1,060,000 |
| Noninterest income | 25,282,000 |
| Noninterest expense | 26,891,000 |
| Provision for loan losses | 3,000 |
| Pretax income | -552,000 |
| Income tax | -196,000 |
| Net income | -768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q4 |
|---|---|
| Tier 1 capital | 8,187,000 |
| Total capital | 8,330,000 |
| Risk-weighted assets | 23,320,000 |