Call reports 2026
COMMONWEALTH NATIONAL BANK — 2026
What COMMONWEALTH NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 72,687,000 | 78,539,000 |
| Total loans | 26,676,000 | 31,260,000 |
| Allowance for loan losses | 546,000 | 533,000 |
| Securities available for sale | 28,146,000 | 29,373,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 63,609,000 | 69,463,000 |
| Interest-bearing deposits | 42,127,000 | 47,272,000 |
| Noninterest-bearing deposits | 21,482,000 | 22,191,000 |
| Equity capital | 8,890,000 | 8,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 714,000 | 1,526,000 |
| Interest expense | 132,000 | 290,000 |
| Net interest income | 582,000 | 1,236,000 |
| Noninterest income | 96,000 | 311,000 |
| Noninterest expense | 808,000 | 1,654,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -130,000 | -107,000 |
| Income tax | 2,000 | 3,000 |
| Net income | -132,000 | -110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 10,437,000 | 10,459,000 |
| Total capital | 10,839,000 | 10,922,000 |
| Risk-weighted assets | 32,048,000 | 36,996,000 |