Call reports 2022
COMMONWEALTH NATIONAL BANK — 2022
What COMMONWEALTH NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 57,066,000 | 59,144,000 | 61,529,000 | 61,332,000 |
| Total loans | 22,708,000 | 21,686,000 | 23,524,000 | 24,245,000 |
| Allowance for loan losses | 602,000 | 603,000 | 594,000 | 613,000 |
| Securities available for sale | 23,607,000 | 25,749,000 | 27,980,000 | 28,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,873,000 | 54,941,000 | 57,317,000 | 56,689,000 |
| Interest-bearing deposits | 36,753,000 | 27,373,000 | 39,706,000 | 41,262,000 |
| Noninterest-bearing deposits | 15,121,000 | 27,568,000 | 17,610,000 | 15,427,000 |
| Equity capital | 4,967,000 | 4,006,000 | 4,048,000 | 4,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 352,000 | 732,000 | 1,182,000 | 1,679,000 |
| Interest expense | 12,000 | 23,000 | 38,000 | 56,000 |
| Net interest income | 340,000 | 709,000 | 1,144,000 | 1,623,000 |
| Noninterest income | 84,000 | 312,000 | 409,000 | 503,000 |
| Noninterest expense | 585,000 | 1,148,000 | 1,693,000 | 2,268,000 |
| Provision for loan losses | 0 | 0 | 0 | -25,000 |
| Pretax income | -161,000 | -127,000 | -140,000 | -117,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 6,000 |
| Net income | -163,000 | -130,000 | -145,000 | -123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,420,000 | 6,454,000 | 7,438,000 | 7,458,000 |
| Total capital | 6,714,000 | 6,747,000 | 7,758,000 | 7,790,000 |
| Risk-weighted assets | 23,218,000 | 23,237,000 | 25,354,000 | 26,281,000 |