Call reports 2021
COMMONWEALTH NATIONAL BANK — 2021
What COMMONWEALTH NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 57,759,000 | 59,745,000 | 58,516,000 | 56,890,000 |
| Total loans | 19,584,000 | 21,600,000 | 22,564,000 | 23,209,000 |
| Allowance for loan losses | 502,000 | 558,000 | 535,000 | 605,000 |
| Securities available for sale | 15,982,000 | 17,943,000 | 18,535,000 | 19,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,413,000 | 52,656,000 | 51,575,000 | 50,263,000 |
| Interest-bearing deposits | 35,952,000 | 36,811,000 | 37,848,000 | 36,235,000 |
| Noninterest-bearing deposits | 14,461,000 | 15,846,000 | 13,727,000 | 14,028,000 |
| Equity capital | 6,919,000 | 6,758,000 | 6,650,000 | 6,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 330,000 | 675,000 | 1,036,000 | 1,426,000 |
| Interest expense | 15,000 | 29,000 | 40,000 | 50,000 |
| Net interest income | 315,000 | 646,000 | 996,000 | 1,376,000 |
| Noninterest income | 70,000 | 214,000 | 304,000 | 391,000 |
| Noninterest expense | 511,000 | 1,051,000 | 1,604,000 | 2,189,000 |
| Provision for loan losses | 0 | 55,000 | 55,000 | 55,000 |
| Pretax income | -126,000 | -236,000 | -255,000 | -373,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -126,000 | -236,000 | -255,000 | -373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,780,000 | 6,697,000 | 6,702,000 | 6,583,000 |
| Total capital | 7,057,000 | 6,978,000 | 7,020,000 | 6,896,000 |
| Risk-weighted assets | 21,803,000 | 22,240,000 | 25,252,000 | 24,718,000 |
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