Call reports 2018
COMMONWEALTH NATIONAL BANK — 2018
What COMMONWEALTH NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 48,377,000 | 47,951,000 | 46,771,000 | 47,589,000 |
| Total loans | 21,070,000 | 19,793,000 | 20,178,000 | 17,383,000 |
| Allowance for loan losses | 599,000 | 607,000 | 745,000 | 454,000 |
| Securities available for sale | 17,070,000 | 16,863,000 | 16,107,000 | 16,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,331,000 | 43,977,000 | 43,023,000 | 43,715,000 |
| Interest-bearing deposits | 33,279,000 | 32,843,000 | 32,293,000 | 32,819,000 |
| Noninterest-bearing deposits | 11,052,000 | 11,134,000 | 10,730,000 | 10,895,000 |
| Equity capital | 3,944,000 | 3,868,000 | 3,621,000 | 3,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 392,000 | 776,000 | 1,234,000 | 1,632,000 |
| Interest expense | 7,000 | 17,000 | 33,000 | 51,000 |
| Net interest income | 385,000 | 759,000 | 1,201,000 | 1,581,000 |
| Noninterest income | 106,000 | 187,000 | 283,000 | 364,000 |
| Noninterest expense | 555,000 | 1,057,000 | 1,606,000 | 2,157,000 |
| Provision for loan losses | 0 | 0 | 138,000 | 404,000 |
| Pretax income | -64,000 | -111,000 | -260,000 | -616,000 |
| Income tax | 2,000 | 2,000 | 4,000 | 5,000 |
| Net income | -66,000 | -113,000 | -264,000 | -621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,329,000 | 4,283,000 | 4,132,000 | 4,075,000 |
| Total capital | 4,547,000 | 4,493,000 | 4,344,000 | 4,263,000 |
| Risk-weighted assets | 17,104,000 | 16,441,000 | 16,409,000 | 14,691,000 |