Call reports 2001
COMMONWEALTH NATIONAL BANK — 2001
What COMMONWEALTH NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 39,527,000 | 39,009,000 | 41,112,000 | 39,848,000 |
| Total loans | 20,495,000 | 20,323,000 | 20,498,000 | 19,833,000 |
| Allowance for loan losses | 189,000 | 188,000 | 203,000 | 214,000 |
| Securities available for sale | 11,707,000 | 11,698,000 | 12,300,000 | 11,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,109,000 | 35,534,000 | 37,458,000 | 36,301,000 |
| Interest-bearing deposits | 29,621,000 | 30,670,000 | 31,817,000 | 31,294,000 |
| Noninterest-bearing deposits | 6,488,000 | 4,864,000 | 5,641,000 | 5,007,000 |
| Equity capital | 3,229,000 | 3,280,000 | 3,432,000 | 3,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 667,000 | 1,294,000 | 1,945,000 | 2,593,000 |
| Interest expense | 234,000 | 460,000 | 693,000 | 891,000 |
| Net interest income | 433,000 | 834,000 | 1,252,000 | 1,702,000 |
| Noninterest income | 91,000 | 203,000 | 312,000 | 431,000 |
| Noninterest expense | 448,000 | 923,000 | 1,374,000 | 1,825,000 |
| Provision for loan losses | 10,000 | 22,000 | 46,000 | 70,000 |
| Pretax income | 74,000 | 101,000 | 153,000 | 247,000 |
| Income tax | 0 | 0 | 0 | 85,000 |
| Net income | 74,000 | 101,000 | 153,000 | 162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,842,000 | 2,869,000 | 2,921,000 | 3,014,000 |
| Total capital | 3,031,000 | 3,057,000 | 3,124,000 | 3,228,000 |
| Risk-weighted assets | 19,242,000 | 18,899,000 | 19,582,000 | 19,264,000 |